working

NJ Teens and Summer Work: Working Papers First, Paycheck Second
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NJ Teens and Summer Work: Working Papers First, Paycheck Second

Business, Individuals

NJ Teens and Summer Work: Working Papers First, Paycheck Second

New Jersey has long required minors to have working papers before they can start a job, but the current system and rules were modernized in 2023. As of June 1, 2023, a new law shifted the working‑papers process from local schools to the New Jersey Department of Labor and moved everything to an online portal.

By Victor Garrido, CPA, EA|2026-05-08T20:00:47+00:00May 18th, 2026|Categories: Business, Individuals|Tags: application, code, Department, Jersey, kid, Kids, Labor, New, nj, papers, penalties, teenager, teens, violation, working|

Retirement options for a non working spouse
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Retirement options for a non working spouse

Individuals

Retirement options for a non working spouse

In many couples, there is one spouse that might not be working at a w2 job or being self-employed. The "non working" spouse is usually managing the household ensuring it runs smoothly, which can be a 24/7 job especially if there are children. In many of these cases, the "non working" spouse is supporting cost-saving

By Victor Garrido, CPA, EA|2025-01-11T19:15:13+00:00March 24th, 2025|Categories: Individuals|Tags: annuity, divorce, ira, joint, non, option, qualified, retirement, spousal, spouse, survivor, working|

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